SmartRatio increases Gross Written Premium by decreasing Expense Ratio, Submission Time, and Cycle Time.
Expand Your Insights
Access to hundreds industry-specific questions curated by our data scientists and underwriting experts.
Customize Your Questions
Close underwriting gaps with customized questions that we refine and implement together within 2 weeks.
Bind Quotes Faster
Run submissions for bindable quoting in less than 10 seconds.
Classification system that leverages today’s most advanced technology that delivers highly accurately classification (NAICS, SIC and line of business codes (WC, ISO GL)).
Classification models built, validated and in production that covers approximately 90% NAICS codes.
Accuracy ratio provided and transparency in source data behind the prediction.
Answers to your most pressing underwriting questions- delivered in seconds from real-time data.
Hundreds of application question models built and in production.
Ability to build customize application models within 2 weeks.
Our Numbers Don’t Lie
We built user feedback loops into our core technology to continuously improve accuracy and speed. We also tested over 1 million submissions before broad deployment with top global carriers.
Hit rate for businesses online, including businesses with < 5 employees
Accuracy in 10 seconds or less with just name and address
Weeks to integrate and implement into current systems.