Work Smarter, Not Harder With SmartRatioTM
Instantly automate your underwriting eligibility and quality assessments with only a customer's name and address.
SmartRatio increases Gross Written Premium by decreasing Expense Ratio, Submission Time, and Cycle Time.
Expand Your Insights
Access to hundreds industry-specific questions curated by our data scientists and underwriting experts.
Customize Your Questions
Close underwriting gaps with customized questions that we refine and implement together within 2 weeks.
Bind Quotes Faster
Run submissions for bindable quoting in less than 10 seconds.
Industry Classification
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Classification system that leverages today’s most advanced technology that delivers highly accurately classification (NAICS, SIC and line of business codes (WC, ISO GL)).
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Classification models built, validated and in production that covers approximately 90% NAICS codes.
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Accuracy ratio provided and transparency in source data behind the prediction.
Risk Insights
Answers to your most pressing underwriting questions- delivered in seconds from real-time data.
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Hundreds of application question models built and in production.
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Ability to build customize application models within 2 weeks.
Our Numbers Don’t Lie
We built user feedback loops into our core technology to continuously improve accuracy and speed. We also tested over 1 million submissions before broad deployment with top global carriers.
Hit rate for businesses online, including businesses with < 5 employees
Accuracy in 10 seconds or less with just name and address
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Weeks to integrate and implement into current systems.