Enhance Risk Appetite
and Eligibility Management
with GIA

 

Streamline commercial underwriting by aligning submissions
with product appetite criteria (GIA Lite) and determining 
eligibility based on guidelines (GIA).

Misaligned Submissions Undermine Profitability and Competitive Advantage

Outdated underwriting processes and evolving risk standards make it difficult to triage submissions efficiently—leading to missed opportunities, poor quote-to-bind ratios, and inconsistent underwriting.

Meet GIA – Agentic AI for Appetite and Eligibility Determination 

GIA Lite: Evaluates and triages risk appetite for individual accounts.

GIA: Streamlines exposure eligibility based on insurer guidelines.

Adapts to unique and evolving risk factors with unmatched precision.

Seamlessly integrates with your existing risk assessment workflows.

GIA Aligns Appetite and Eligibility Specifications

deployment

Real-Time Insights

GIA Lite ensures immediate submission triage with instant appetite determination.

maintenance

Augmented Eligibility

GIA improves eligibility reviews and minimizes errors in complex applications.

deployment

Streamlined Workflow

Eliminate bottlenecks and reduce reliance on manual activities.

integration

Increased Capacity

Handle higher submission volumes with speed and precision.

 

 

GIA Workflow Summary

1. Appetite Analysis

Examines current and historical data to evaluate risk appetite.

2. Eligibility Validation

Matches exposures to underwriting guidelines with real-time adaptability.

3. Business Efficiency

Improves underwriting efficiency by surfacing profitable opportunities and flagging outliers.

GIA in Action –
Driving Smarter Risk Appetite and Eligibility Decisions

Enhance appetite and eligibility alignment for complex policies, reducing errors and improving accuracy

Increase underwriting team capacity to manage high-volume submissions

Slash turnaround times for new business, renewals, and endorsements

Industry Viewpoints

“Insurers leveraging AI in underwriting report a 20% increase in premium growth and a 15% reduction in loss ratios within the first year of implementation.”

McKinsey & Company

Industry Viewpoints

“AI-powered underwriting assistants can reduce processing time by up to 50% while improving accuracy by 40%, driving significant operational efficiencies.”

Gartner

Discover how GIA dynamically aligns submissions with your underwriting guidelines,
boosting quote-to-bind efficiency and profitability.