The Underwriting & Audit Decision Platform
NewNow available on MCP
Home
Data Solutions
LRO — Lessor’s Risk Classification Risk Intelligence
Agentic AI
GIA — Eligibility GIA Lite — Appetite ARKUS — Risk Insight CHRIS — Premium Audit
Data Foundation
The Data Foundation
Explore
Solutions Overview Technology Insurance Sector
About us
Our company Team Journey
Resources
Articles Resource center
About NeuralMetrics

Built with — and for — the carriers who needed it.

Seven years building the underwriting & audit decision platform — proprietary data and agentic AI, validated in production with national carriers. Insurance intelligence built from the inside out, not a general-purpose tool pointed at insurance.

Our story

We never built a product to sell.

NeuralMetrics began with a conviction: the hardest part of commercial underwriting isn’t the model — it’s the data underneath it, and whether a decision can be trusted and defended. Seven years later, that conviction is a platform spanning pre-bind and post-bind. Every product on it exists because a carrier brought us a real problem, and we solved it with them — then hardened it through the next carrier who had it too.

Read the full journey →

What we do

The underwriting & audit decision platform.

We turn messy submissions and bound policies into decisions carriers can act on — and defend. A proprietary data foundation resolves the business; a suite of agentic AI assistants reads that evidence and returns an answer, each traceable to its source.

A calibrated data foundation

Not a database — primary-sourced, government-grade data, refreshed and reconciled across markets.

Agentic AI assistants

Appetite, exposure, eligibility and premium audit — purpose-built agents that reason over the same evidence.

Pre-bind & post-bind

Write better risks, faster before the bind; make written premium become earned premium after it.

Proof, not promises

Built and validated in production.

7 years
In market
Building alongside carriers, not for a demo
138M+
Business records
Commercial businesses we classify & enrich
2.64M
Businesses classified
Worldwide, across markets and regimes
35+
Countries reached
6 continents · 22+ languages

In production with national P&C carriers — and every answer is traceable to its source.

Explore the data foundation →

The people

Underwriters, data scientists, and engineers — in one room.

NeuralMetrics is led and built by people who’ve lived the problems we solve: commercial underwriting, premium audit, data engineering, and AI research. That’s why the product speaks the carrier’s language, not a vendor’s.

Meet the team →

“Intelligent AI assistants from NeuralMetrics don’t just process tasks; they assume contextual roles, apply reinforcement learning in real time, and reason alongside human teams. With every decision traceable and every action explainable, disciplined transparency and the ensuing trustworthiness are engineered into the technology.”

Marcus Daley — Technical Co-Founder, NeuralMetrics

How we build

Principles you can see in the product.

Built because a customer needed it

Never to sell. Every product traces back to a carrier’s real problem.

Every answer is traceable

If we can’t show the source, we don’t ship the claim. Explainable by default.

Domain-specific, not general-purpose

Insurance intelligence — not an AI tool that happens to point at insurance.

Mature, not chasing the hype

We were validating agentic AI in production before the space had a name.

Our values

Values behind every product, relationship, and decision.

Trust

Transparent in every relationship — including explainability in our AI and how we engage with clients, partners, and each other.

Accountability

Full ownership of our actions — fostering trust, engagement, and follow-through at every level.

Value-centricity

Relentless focus on delivering meaningful value and proactively supporting clients’ growth.

Diligence

The highest standards of quality, reliability, and innovation in everything we deliver.

Respect

A culture of empowerment and shared success — fairness, open dialogue, and diversity.

See the platform on your own book.

Request a demo