P&C Insurance | NeuralMetrics

AI-Powered Assistants and Data

NeuralMetrics provides AI assistants and data to support risk assessment and pricing proficiency, while enabling data provenance for consistent regulatory compliance. Swipe through our use cases below.

Role-based AI Assistants

Evaluate commercial risks and manage appetite consistently

Versatile AI assistant personas with abilities to reason and learn can be trained to enhance underwriting processes.

Predictive Underwriting

Accelerate submission processing with AI-generated risk insights

Evaluate risk quality and make more informed decisions about premium, policy issurance, and terms and conditions.

Lessor's Risk Assessment

Gain real-time risk insights into tenants at a property

Validate business details and hours of operation at a specific property with just an address, and ensure risk-appetite.

Book Roll Analytics

Grow your business and build new relationships with confidence

Identify in-appetite accounts and enable efficient account due diligence by validating business classification.

Exposure Monitoring

Get superior visibility into exposures across your entire book

Identify exposure changes in the insured’s business operations and circumstances by closely monitoring the book of business.

Premium Audit

Ensure premiums and corresponding coverages are aligned

Support premium audit and portfolio integrity by verifying the classification of insureds’ operations quickly and accurately.

Renewal Support

Simplify your renewal management process

Minimize premium leakage, and ensure no significant changes in insured risk profiles before auto-renewing policies.

Explore our use cases

Adaptive Self-Learning AI Assistants
Streamline Commercial Underwriting Processes

AI assistants can access risk and exposure data from the NeuralMetrics underwriting workbench

to support in-appetite insurer risk-assessment guidelines.

AI Assistant Capabilities



Seek and apply diverse data for precise risk analysis



Excel at real-time learning and actions for accurate risk selection

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Auto-correct output when initial responses require modification

AI Assistant Use Cases



ARKUS – Risk Analysis Assistant
determines critical exposures
of insurable businesses



GIA – Risk Appetite Assistant
applies underwriting guidelines to pinpoint exposures and validate
risk appetite



CHRIS – Premium Audit Assistant
reviews submissions and state
regulations to identify incomplete information

(more AI assistants in development)

AI Assistant Benefits and Value



Trained by insurance workflow experts to learn and work as knowledge assistants



Approaches 100% recall of risk data to improve real-time risk assessment



Boosts submission productivity and reduces process friction/cost



Expands insurer workforce capacity and accelerates portfolio growth

AI assistant profiles

Transparent, Instantaneous Data Workbench
for Risk Assessment

The NeuralMetrics workbench can access proprietary data modules to uncover deep,
actionable insights about exposures, and facilitate data-driven decision-making.

Industry Classification Module

Get the right class code accurately
and consistently

Facilitate accurate classification (NAICS, SIC and line of business codes, including WC, ISO GL, and more) covering 90+ percent of NAICS codes while ensuring source-data transparency.

Risk Intelligence Module

Analyze and qualify vast datasets
for underwriting in seconds

Enable incisive underwriting and precise
policy pricing with fresh risk-assessment intelligence from dynamic public information sources.

submissions processed for clients to accelerate underwriting

accurate risk insights delivered to clients every month

of the top 10 U.S. commercial lines insurers partner with NeuralMetrics

percent transparency on data sources used for classification and risk insights

Empowering P&C Insurers, MGAs, Agents, and Brokers

The NeuralMetrics AI assistants and underwriting data workbench drive P&C insurance
risk-assessment productivity, compliance, and cost savings.

Learn about who we serve

Voice of the Industry

“With the NeuralMetrics tool, we're able to streamline the quoting experience for agents serving small commercial clients, creating more lucrative opportunities to grow their books of business in the small business sector.”

Dawn Thompson
AVP, Commercial Lines Underwriting
Nationwide

"Our primary focus was on automating risk-quality data retrieval for small businesses without relying on agents to provide information. NeuralMetrics quickly grasped our company’s unique needs and has demonstrated considerable agility in developing its AI-enabled data engines to address important risk-assessment challenges and use cases. Additionally, our deployment of the NeuralMetrics LRO product underscores their adaptability and understanding of our data requirements for tenant occupancy risk underwriting."

Bob Weishaar
VP Small Business Analytics
Cincinnati Insurance

“Our partnership with NeuralMetrics enhances the agent experience and increases underwriting efficiency: Commercial agents and policyholders obtain fully underwritten, ‘no-touch’ insurance quotes. Stillwater underwriters receive timely and reliable risk information for more effective underwriting, superior service, and cost-contained growth.”

Eric Neely
VP Commercial Lines
Stillwater Insurance Group

“Binghamton University and NeuralMetrics are developing inventive and efficient quantum algorithms for training advanced language models. The improvements are expected to outpace classical computing for a range of problems, including data augmentation and complex risk assessments, delivering new capabilities into the diverse fields of business and science that can benefit from quantum acceleration of access to data and analytics. Our ambitious endeavor converges the expertise of Binghamton University in quantum computing and the NeuralMetrics vision for the future of AI in business applications.”

Dr. Jia Zhao
Associate Professor of Mathematics
Binghamton University

“Access to more comprehensive information for underwriting and pricing is a top business priority for insurance organizations. With NeuralMetrics’ solution available on Google Cloud Marketplace, customers will be able to quickly deploy technologies to increase their operational productivity, differentiation, and growth.”

Dai Vu
Managing Director, Marketplace and ISV GTM Programs
Google Cloud

“Our partnership with NeuralMetrics gives our customers a more personalized experience that is tailored to carrier-specific underwriting guidelines, questions, and strategies.”

Robert Fletcher
Sr. Partner Manager
Duck Creek Technologies